Digital Account 4.0

Global Accountsfor the Digital Era

Manage multiple currencies in one secure account. Send, receive, and exchange with ease, anywhere in the world.

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Trusted by global businesses

Paymonei
Live Balance
USDUnited States
$12,458.90
EUREuropean Union
€8,302.15
GBPUnited Kingdom
£6,129.50
Non-Custodial Accounts

Full Control of Your Digital Account

Our non-custodial solution gives both businesses and individuals complete ownership of their assets while providing seamless access to global financial services.

Available Everywhere*

Access your accounts any countries with our global infrastructure. Use your funds wherever you are.

Digital Conversion**

Seamlessly convert between digital currencies and local fiat options with competitive exchange rates.

Instant Transfers

Send money across borders with near-instant settlement times and minimal fees, 24/7.

Self-Custody

Maintain complete control of your private keys and assets. Your money stays your money.

For Businesses

Streamline payroll, vendor payments, and treasury management across multiple currencies.

For Individuals

Manage personal finances, investments, and everyday spending with complete ownership.

Digital Currency

Connect directly to local payment systems and banking networks in supported regions.

* Excluding certain sanctioned countries and territories.

** USDc and EURc are blockchain-based digital representations of the US dollar and Euro. They combine the benefits of modern distributed ledger technology with the reliability and familiarity of established global currencies, allowing for efficient cross-border transactions with minimal processing delays.

Multi-Currency Accounts

Traditional Banking Reimagined

Our multi-currency accounts give you the freedom to manage your money across borders without the complexity of traditional banking.

Global Banking

Access from anywhere with full capabilities and no hidden fees.

Real-Time FX

Convert between fiat currencies instantly at competitive rates, with transparent pricing.

Industry Security

Accounts with enterprise-level encryption and multi-factor authentication protection.

Multi-Currency Cards

Physical and virtual cards that automatically use the right currency.

Global Wire Network

Pay and receive through SWIFT, SEPA, ACH and local networks.

Zero-Fee Accounts

Maintain multiple currency without monthly fees or minimum balance requirements.

Designed for Global

  • Local account numbers (US, UK, EU, etc.)
  • Integrated statements
  • 24/7 customer support

Perfect for Businesses

  • Mass payment capabilities for global payment
  • Integrated with accounting systems
  • Advanced permission settings for team management

Ready to Go Global?

Join thousands of individuals and businesses managing their global finances with Paymonei. Open your account in minutes.

Open an Account