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Developer API

Integrate Global Payments in Minutes

Our developer-friendly API lets you add cross-border payment capabilities to your platform with just a few lines of code

paymonei-api.js
// Initialize the Paymonei client
const client = new Paymonei('YOUR_API_KEY');

// Create a payments
async function createPayment() {
  // Simple payment to Europe
  const result = await client.payment.create({
    amount: 1000,
    currency: 'USD',
    destination: 'ACC123456',
    destinationCurrency: 'EUR'
  });
  
  return result;
}

// That's it! A complete global payment in just a few lines of code.

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Developer-Friendly

Built With Developers in Mind

Everything you need to implement global payments quickly and easily

Simple Integration

Get up and running with just a few lines of code and start processing cross-border payments immediately.

Comprehensive SDKs

Official libraries for Node.js, Python, Ruby, PHP, and more to seamlessly integrate with your stack.

Webhooks

Real-time event notifications for payment status updates, allowing you to automate your processes.

Robust Security

Enterprise-grade encryption, key rotation, and compliance with global security standards.

Detailed Documentation

Comprehensive guides and reference docs with examples to help you implement every feature.

Test Environment

Sandbox environment with simulated payments to thoroughly test your integration before going live.

Integration Process

How the API Works

A simple overview of our payment flow

1

Initiate Request

Your application sends a payment request with transaction details to our API.

2

Process Payment

We handle currency conversion, compliance, and routing through our stablecoin settlement layer.

3

Deliver Funds

Funds are delivered to the recipient in their local currency with real-time status updates.

Behind the Scenes

Our API leverages our proprietary stablecoin settlement infrastructure to make cross-border payments faster and cheaper. This technology handles all the complexity of international payments, including:

Currency conversion at competitive rates
Regulatory compliance and AML checks
Transaction monitoring and security
International settlement logistics
Use Cases

What You Can Build

Our API powers a wide range of cross-border payment scenarios including digital asset on/off ramp solutions

On/Off Ramp Solutions

Enable seamless conversion between fiat currencies and digital assets with our compliant on/off ramp infrastructure.

Stablecoin settlements
Regulatory compliance built-in
Multi-currency conversion

Global Payroll

Pay your international workforce in their local currencies with low fees and fast settlement times.

Batch processing
Multiple currency support
Detailed payment reports

Marketplace Payouts

Distribute funds to sellers and service providers around the world seamlessly from your platform.

Escrow capabilities
Split payments
Low-code integration

Digital Asset Treasury

Manage corporate treasury with stablecoins for more efficient international liquidity management and operations.

Multi-asset custody
Cross-border liquidity
Reduced forex exposure

Business Bill Payments

Allow your customers to pay international suppliers and vendors through your platform.

Recurring payments
Approval workflows
Payment tracking

Expense Reimbursements

Simplify global employee expense reimbursements with fast multi-currency processing.

Receipt matching
Rapid processing
Mobile-friendly

Affiliate Payouts

Send commissions to your global affiliate network in their preferred currencies.

Bulk processing
Automated scheduling
Performance reporting

Customer Refunds

Process cross-border refunds quickly and efficiently while maintaining customer satisfaction.

Original payment linking
Status notifications
Reduced chargeback risk
Getting Started

Three Simple Steps to Go Live

From signup to production in just a few hours

01

Register & Get API Keys

Sign up for a developer account and get your API keys for the sandbox environment.

Estimated time: 5 min
02

Integrate & Test

Implement our SDK in your application and test thoroughly in the sandbox environment.

Estimated time: 3-6 hours
03

Go Live

Complete verification, switch to production API keys, and start processing real payments.

Estimated time: 1 hour
Resources

Comprehensive Documentation

Everything you need to implement and customize our API

Quick Start Guide

Get up and running with our API in less than 10 minutes with this step-by-step guide.

  • Account setup instructions
  • API key generation walkthrough
  • First transaction example
View quick start

API Reference

Complete reference documentation for all API endpoints, parameters, and response formats.

  • Detailed endpoint descriptions
  • Request/response examples
  • Error handling guidelines
Browse API docs

SDK Libraries

Ready-to-use client libraries in multiple languages for seamless integration.

Node.jsPythonPHPRubyGoJava.NET
Explore SDKs

Webhooks Guide

Receive real-time event notifications with our robust webhook system.

  • Webhook endpoint setup
  • Signature verification
  • Event handling examples
Learn about webhooks

Security Guide

Best practices for securing your integration and handling sensitive data.

  • API key management
  • TLS recommendations
  • Data handling policies
View security guidelines

Tutorials & Examples

Step-by-step guides and code examples for common integration scenarios.

  • Implementation walkthroughs
  • Real-world use cases
  • Video demonstrations
Browse tutorials
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Developer API

Ready to Transform Your Payments?

Join thousands of developers already using our API to power seamless cross-border transactions with stablecoin efficiency.

Why Developers Choose Paymonei

99.9%
Uptime SLA
5 min
Integration Time
100+
Countries
0.5%
Average Fee

24/7 Developer Support

Technical expertise when you need it

Enterprise Security

Bank-grade protection for all transactions

Comprehensive SDKs

Libraries for all major programming languages