Only pay per transaction.
No setup fee, no monthly fee, no minimum. Every feature is included from your first invoice.
Free
Everything, from your first invoice
No setup fee. No minimum. No card.
Entities 1 entity
Includes
- Unlimited invoices & PDF export
- Unlimited quotes & estimates
- Unlimited payment links
- Hosted payment page per invoice
- Multi-currency invoicing
- Subscription & recurring billing
- Dunning & payment retry (standard)
- Revenue analytics
- Webhook management
- Email ticket support
Enterprise
More than one entity, or your own rate
Talk to us
Entities More entities
Includes
- Everything above
- More entities
- Advanced analytics (24 months)
- Configurable dunning per subscription
- Accounting (coming soon)
- White-label dashboard (custom domain & branding)
- Dedicated account manager
- Custom SLA (99.95% uptime commitment)
- Data Processing Agreement (GDPR / PDPA)
- 24/7 Slack & phone support
- Custom platform fee schedule
Accept online payments
A simple, reliable checkout experience built to support your business growth.
Global
Credit & debit card
3.5%
Paymonei technology fee
Charged on every method above.
0.5%
The total fee includes the standard processing fee from the payment partner, bank, or card provider, and our technology fee of 0.5% of the transaction.
Send payouts
Pay out to bank accounts and wallets, priced per transfer that goes through.
Global
Local payout
Into a domestic scheme in the destination country.
USD 2 to USD 5
SWIFT transfer
Excludes foreign exchange, where it applies.
USD 5 to USD 35
Questions we get.
Anything else? Email us at [email protected]
What do I actually pay?
Two things, and only when a payment goes through. The technology fee is for the software, charged per transaction. Separately, each payment carries a payment fee, based on the rates of the licensed partner and the bank or card scheme behind that method. Both are listed by payment method above. There is no subscription, no setup fee and no minimum.
What does my client pay when settling an invoice?
Your client pays the invoice amount, nothing more. The payment fee for the method they choose is settled out of the transaction rather than added to their total.
Is there a setup fee or contract?
None of them. The account is free, there is no contract and no minimum, and nothing is charged until a payment is processed. If you stop sending invoices you stop being billed, without cancelling anything.
Why do I see different prices for different markets?
Because the rails are different. Indonesian merchants can accept Virtual Account, QRIS and e-wallet payments alongside cards, each with its own fee, and the technology fee is charged in Rupiah. Outside Indonesia the coverage is cards, and the fee is a percentage of volume. Use the market control at the top of this page to see the set that applies to you.
What currencies and geographies are supported?
Paymonei creates invoices and payment links in multiple currencies. Which payment methods and payout destinations are available depends on the licensed partner covering that market. Paymonei does not provide services to jurisdictions subject to applicable sanctions programmes, including those maintained by OFAC (US), UN Security Council, EU, or equivalent authorities. Use of Paymonei in sanctioned jurisdictions is prohibited.
What is the working capital eligibility feature?
Merchants with a verified account and consistent invoice activity may become eligible for working capital introductions through licensed banking or lending partners. This is an opt-in referral.
Send your first invoice today.
Set up an account in minutes, spend less time on billing and more time growing your business.